Investment Philosophy

  • We believe there is an enormous difference between having your money simply invested and having your money professionally managed and tied to specific goals
  • All portfolio designs are customized to your specific set of goals &  personal circumstances
  • None of your money is invested until we have gone through our fact finding process and put together a financial/retirement plan everyone agrees with. The results of this plan are the baseline for how we develop an investment portfolio.
  • We never take on more risk than necessary to get the job done
  • Maintaining tax efficiency in the strategy and using tax efficient investments where appropriate
  • The investment strategy includes a close and ongoing review of your risk tolerance, time horizon, personal beliefs, & the rate of return we would like to achieve
  • Portfolio is a blend of low cost active and passive investments
  • Portfolio is reviewed by our team quarterly and the results are reported to you
  • Portfolio is diversified across all major asset classes including stocks, bonds, cash, alternatives & global tactical investments (e.g private equity, real estate, etc…) when appropriate
  • Our research team is constantly reviewing various investment strategies for inclusion in your portfolio
  • Ability to align your portfolio with your mission and values