Investment Philosophy

  • We believe there is an enormous difference between having your money simply invested and having your money professionally managed and tied to specific goals.
  • All portfolio designs are customized to your specific set of goals and personal circumstances.
  • None of your money is invested until we have gone through our fact-finding process and put together a financial/retirement plan everyone agrees with. The results of this plan are the baseline for how we develop an investment portfolio.
  • We never take on more risk than necessary to get the job done.
  • We maintaining tax efficiency in the strategy and use tax-efficient investments where appropriate.
  • The investment strategy includes a close and ongoing review of your risk tolerance, time horizon, personal beliefs, and the rate of return we would like to achieve.
  • Portfolio is a blend of low-cost active and passive investments.
  • Portfolio is reviewed by our team quarterly, and the results are reported to you.
  • Portfolio is diversified across all major asset classes, including stocks, bonds, cash, alternatives, and global tactical investments (e.g., private equity, real estate, etc.) when appropriate.
  • Our research team is constantly reviewing various investment strategies for inclusion in your portfolio.
  • We are able to align your portfolio with your mission and values.